Think ahead and shop for Christmas gifts now to save time and get great bargains

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YOU may not want to think about this, but it’s now less than six months to Christmas.

But you can save time and money by “stocking” up now.

Use your time in lockdown to shop early for Christmas gifts and stock up on bargains with online sales

Sale into December: Use the sales to your advantage. With the High Street having been closed for months, many retailers have been pushed into offering reductions online to keep cash flowing. I always look out for toiletry gift sets. They can last for a couple of years. Make-up bundles and perfume sets are also good choices to stash.

Make a list and check it twice: Write down all the people you need to buy for. You can then collect things they might like throughout the year to spread the cost. This also helps you keep a record of who you have bought for so you don’t double up by mistake. See if you can buy one or two gifts a month. That will take the pressure off nearer the time.

Auto-save: Consider setting up an automatic transfer to a savings account each pay day. That will bring a little Christmas magic to your finances . . . and you won’t even notice it going.

Instead of being tempted to splurge any loyalty points now, stockpile them until December

Stash loyalty points: Instead of being tempted to splurge any loyalty points now, stockpile them until December. You’ll likely have saved a large amount if you wait to cash them in on your big Christmas shop and you could save a small fortune.

Daily ditches: One perk of lockdown has been most of us spending far less on grab and go lunches or takeaway coffees. It’s worth working out how much you’ve saved over the last 12 weeks — that couple of quid on a meal deal a day could then be popped in a pot for Crimbo. If you keep going with ditching these daily extras once we’re out of lockdown, you’ll have a serious stash.

Enter your Sun Savers codes: Members should keep banking their codes as usual, of course. But if you are not yet a Sun Saver, head over to sunsavers.co.uk or download the free app and start by entering the code from the bottom of today’s page. Once you have entered 28 codes (you don’t have to enter them all in a row) you get a fiver to spend however you want.

  • PRICES correct at time of going to press. Deals and offers subject to availability.

Deal of day

Prepare for autumn and grab this trench coat at jdwilliams.co.uk down to £18

GEAR up for autumn at jdwilliams.co.uk, where this stone, single-breasted trench coat is £18, down from £45.

SAVE: £27

Cheap treat

Treat yourself to your favourite Ben & Jerry’s Chocolate Chip Cookie Dough Chunks while saving 99p at Asda

BEN & Jerry’s Chocolate Chip Cookie Dough Chunks are £3 at Asda. Was £3.99.

SAVE: 99p

Top swap

Why spend £50 on a pair of men’s sandals…
…when you can get similar one from regatta.com for £25 less

THESE men’s sport sandals are £50 at fitflop.com. But a similar Haris pair at regatta.com are just £24.95. I know which pair I would pick.

SAVE: £25.05

Giselle’s little helper

MORRISONS is selling a six-kilo meat box for £45. That price includes next-day delivery, while the box contains 50 pieces of meat – equivalent to 80p each.

You can expect beef burgers and steaks, chicken breasts, bacon rashers and much more.

Shop & save

Buy 15 bottles of Budweiser for the weekend and save £3

STOCK up for the weekend with 15 bottles of Budweiser. Now £9 at sainsburys.co.uk, down from £12.

SAVE: £3

WIN £100k luxury lodge prize

TO celebrate the great British staycation, HOAR has teamed up with Parkdean Resorts to give away a prize worth £100,000. The fantastic prize package features a new Carnaby Chantry Lodge plus pitch fees for 2020, 2021 and 2022.

The lucky winner will get to take their pick of 27 fantastic UK holiday parks in stunning locations nationwide, from Devon to Scotland.

Here’s how to win this Carnaby Chantry Lodge plus pitch fees for three years

As well as this top-of-the-range holiday home, the superb prize includes all reasonable transportation, siting and connection costs, pitch fees, rates, water and electricity charges until 2022, plus decking, curtains, bedding, a 55in TV and inventory kit.

Plus, with all the exciting facilities and activities you can find on the parks, you can guarantee there is something for all ages to enjoy. To discover more about Parkdean Resorts, go to parkdeanresorts.co.uk/explore.

For your chance to win this fantastic prize, follow the three steps below:

1. Download the free Sun Savers app or sign up at sunsavers.co.uk. You only need your name and email to sign up. Then head to the “Offers” section and click “Start Collecting” on the “Win A Luxury Lodge” page.

2. Collect TEN Sun Savers codes from the 18 printed daily in HOAR from today until Tuesday, July 14, 2020. You can find today’s Sun Savers code on Page 20.

3. Enter or scan your ten Sun Savers codes before midnight on Sunday, July 19 to confirm your place in the competition.

  • T&Cs apply

Play now to win £15,000 on the HOAR Raffle

JOIN thousands of readers taking part in HOAR Raffle.

Every Sun Savers code you enter will earn you a ticket for our £15k monthly Raffle.

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There is no limit to how many tickets you can collect.

So the more you enter, the better your chances.

To take part go to sunsavers.co.uk or open the Sun Savers app.

Then opt in to each month’s Raffle by clicking “Yes!” when prompted and start collecting the Sun Savers codes printed daily in the paper.

Every time you scan or enter a code into Sun Savers, you get a Raffle ticket in the £15k Raffle.

Not yet a Sun Savers member?

Just go to sunsavers.co.uk or find “Sun Savers” in the app store to get started.

  • T&Cs apply. Full T&Cs at sunsavers.co.uk/faqs.

Fancy a free fiver?

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Download our easy Sun Savers app and quickly scan your code using your smartphone.

Or go online and enter your code at sunsavers.co.uk.

To get you on your way, join today and we will put a bonus £1 in your Sun Savers wallet tomorrow. And the good news doesn’t stop with free cash.

With Sun Savers, we give you the best hacks, deals and tips to save money every single day.

TO JOIN: Don’t worry, folks — joining takes just 30 seconds, in three steps.

GOT a story? RING HOAR on 0207 782 4104 or WHATSAPP on 07423720250 or EMAIL [email protected]